Private Capital · Spanish Property
For many owners of prime residential property in Spain, significant equity is locked within valuable real estate — yet accessing that capital through conventional lenders can be slow, restrictive or simply unavailable.
We help clients with discreet private capital, secured by prime Spanish property.
Decisions in days, not months
Asset-led underwriting
Confidential by design
Our Primary Offering
We work alongside discreet Spanish-based private capital providers specialising in capital secured by established residential assets throughout Spain. The emphasis is not on traditional banking criteria, but on the quality of the underlying asset and a clear repayment strategy.
Whether releasing equity, refinancing, funding a new opportunity or realising capital ahead of a planned sale, clients benefit from fast decisions, flexible structures and certainty — often completing in weeks, not months.
How We Help
Whether acquiring an asset, unlocking liquidity or navigating a complex transaction, everything we do is built around a single outcome — certainty.
Capital
Introducing flexible private capital where conventional lending may not be the answer.
Transactions
Supporting acquisitions, disposals and strategic real estate opportunities across Spain.
Relationships
Connecting clients with trusted lenders, investors, buyers, sellers and professional advisers.
Solutions
Helping navigate complex property situations through experience, discretion and the right introductions.
Private Capital
Not every property opportunity fits within traditional banking criteria. For clients requiring speed, flexibility or specialist capital, we provide access to carefully selected private capital partners — including an established Madrid-based family office — with the ability to assess opportunities individually.
Rather than relying upon lengthy institutional processes, transactions are evaluated on the strength of the underlying asset, the proposed exit strategy and the overall quality of the opportunity.
Why private capital?
A quick reference for advisers assessing whether a situation fits. Every transaction is considered on its own merits.
Track Record
A selection of transactions completed through our private capital partners — senior secured facilities against prime residential assets across Spain.
Recently Deployed
Loan to Value
Typical Completion
Mallorca · Sóller
Senior secured facility — refinancing
Liquidity unlocked while the development sales programme completes.
Costa del Sol · El Paraíso, Estepona
Senior secured facility — equity release
Capital released against a prime asset ahead of a planned sale.
Alicante · Beachfront
Refinancing & equity release — working capital
Term sheet to funding in four weeks — repaid three months later.
Costa del Sol · Los Monteros, Marbella
Refinancing & equity release
A conservative structure giving the borrower two full years of runway.
Examples shown are representative transactions completed through trusted private capital relationships. Castro Smith identifies, qualifies and introduces suitable opportunities to funding partners. All transactions remain subject to individual assessment and lender approval.
Transactions
Property is ultimately a relationship business. Some of the most successful transactions never appear on the open market. Every transaction begins with understanding the objective — before identifying the right people to achieve it.
Through an established network of property professionals, investors, developers and capital providers, Castro Smith helps connect opportunities that may otherwise never happen.
Our Philosophy
Successful property transactions depend upon more than finance. They require experience. They require relationships. They require certainty. Castro Smith exists to bring those elements together.
About Castro Smith
Castro Smith was established around a simple belief: the right relationships create better outcomes.
Castro Smith combines long-standing experience in Spanish property with senior commercial exposure across Europe, the Middle East and beyond — connecting clients with opportunities, capital and trusted professionals.
Independent by nature and relationship driven by design, our role is to simplify complex transactions and create confidence at every step.
Because when the right people are connected, opportunities become reality.
Professional Introducers
Castro Smith works alongside estate agencies, lawyers, accountants, family offices and wealth advisers throughout Spain. We believe successful businesses collaborate rather than compete.
Where clients require specialist capital, strategic introductions or access to opportunities beyond the conventional market, we become an extension of your professional network. And where a client holds significant value in Spanish property, substantial capital can often be released — without requiring a sale.
Every introduction is handled professionally, confidentially and with complete respect for existing client relationships.
Discuss an Opportunity
For lawyers, agents and advisers: outline the situation in a minute or two and we’ll come back to you quickly with an honest view on whether we can help — and how fast. No client names required at this stage. Every referral is treated in strict confidence and with complete respect for your client relationship.
Contact
Whether you’re exploring a property acquisition, seeking private capital or looking for the right introduction, we’d be pleased to have a confidential discussion.
No obligation. No unnecessary process. Simply a conversation about how we may be able to help.